Call reports 2025
CAPITAL BANK AND TRUST COMPANY — 2025
What CAPITAL BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 169,620,000 | 192,323,000 | 223,566,000 | 191,417,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 93,624,000 | 96,773,000 | 121,453,000 | 121,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 110,396,000 | 139,515,000 | 172,880,000 | 117,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,870,000 | 3,082,000 | 4,420,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 898,000 | 1,870,000 | 3,082,000 | 4,420,000 |
| Noninterest income | 89,050,000 | 193,028,000 | 307,942,000 | 439,166,000 |
| Noninterest expense | 55,969,000 | 122,692,000 | 196,130,000 | 275,901,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 34,027,000 | 72,282,000 | 114,971,000 | 167,691,000 |
| Income tax | 6,405,000 | 15,904,000 | 25,498,000 | 37,346,000 |
| Net income | 27,622,000 | 56,378,000 | 89,473,000 | 130,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,934,000 | 139,692,000 | 172,784,000 | 116,656,000 |
| Total capital | 110,934,000 | 139,692,000 | 172,784,000 | 116,656,000 |
| Risk-weighted assets | 76,627,000 | 77,829,000 | 84,717,000 | 82,084,000 |