Call reports 2001
CENTURY SOUTH BANK OF NORTHEAST GEORGIA, N.A. — 2001
What CENTURY SOUTH BANK OF NORTHEAST GEORGIA, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 381,899,000 | 404,264,000 | 510,140,000 |
| Total loans | 312,577,000 | 323,334,000 | 318,021,000 |
| Allowance for loan losses | 3,708,000 | 5,092,000 | 4,952,000 |
| Securities available for sale | 39,026,000 | 55,271,000 | 49,641,000 |
| Securities held to maturity | 2,865,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 291,785,000 | 261,448,000 | 247,859,000 |
| Interest-bearing deposits | 247,991,000 | 214,596,000 | 203,804,000 |
| Noninterest-bearing deposits | 43,794,000 | 46,852,000 | 44,055,000 |
| Equity capital | 33,277,000 | 30,667,000 | 32,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 8,327,000 | 16,406,000 | 24,481,000 |
| Interest expense | 4,058,000 | 7,863,000 | 11,610,000 |
| Net interest income | 4,269,000 | 8,543,000 | 12,871,000 |
| Noninterest income | 1,018,000 | 688,000 | 1,568,000 |
| Noninterest expense | 3,158,000 | 9,181,000 | 12,065,000 |
| Provision for loan losses | 256,000 | 1,663,000 | 1,770,000 |
| Pretax income | 1,873,000 | -1,612,000 | 684,000 |
| Income tax | 596,000 | -941,000 | -254,000 |
| Net income | 1,277,000 | -671,000 | 938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 32,787,000 | 30,154,000 | 31,763,000 |
| Total capital | 36,495,000 | 34,338,000 | 36,085,000 |
| Risk-weighted assets | 319,320,000 | 333,820,000 | 345,097,000 |