Call reports 2026
FIRST NATIONAL BANK OF ELY, THE — 2026
What FIRST NATIONAL BANK OF ELY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 132,534,000 | 132,946,000 |
| Total loans | 16,921,000 | 21,744,000 |
| Allowance for loan losses | 118,000 | 111,000 |
| Securities available for sale | 104,607,000 | 100,468,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 124,436,000 | 119,300,000 |
| Interest-bearing deposits | 83,182,000 | 81,518,000 |
| Noninterest-bearing deposits | 41,254,000 | 37,782,000 |
| Equity capital | 8,019,000 | 7,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,267,000 | 2,613,000 |
| Interest expense | 390,000 | 804,000 |
| Net interest income | 877,000 | 1,809,000 |
| Noninterest income | 40,000 | 81,000 |
| Noninterest expense | 468,000 | 1,007,000 |
| Provision for loan losses | -6,000 | -13,000 |
| Pretax income | 488,000 | 905,000 |
| Income tax | 0 | 0 |
| Net income | 488,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 14,278,000 | 13,916,000 |