Call reports 2025
FIRST NATIONAL BANK OF ELY, THE — 2025
What FIRST NATIONAL BANK OF ELY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 121,369,000 | 119,630,000 | 122,093,000 | 126,787,000 |
| Total loans | 11,477,000 | 13,859,000 | 14,599,000 | 15,534,000 |
| Allowance for loan losses | 131,000 | 125,000 | 134,000 | 124,000 |
| Securities available for sale | 97,209,000 | 94,376,000 | 97,314,000 | 98,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,281,000 | 114,708,000 | 114,124,000 | 118,689,000 |
| Interest-bearing deposits | 76,294,000 | 75,982,000 | 75,913,000 | 80,414,000 |
| Noninterest-bearing deposits | 38,987,000 | 38,726,000 | 38,211,000 | 38,275,000 |
| Equity capital | 6,048,000 | 4,798,000 | 7,918,000 | 8,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,402,000 | 3,602,000 | 4,869,000 |
| Interest expense | 381,000 | 757,000 | 1,137,000 | 1,538,000 |
| Net interest income | 787,000 | 1,645,000 | 2,465,000 | 3,331,000 |
| Noninterest income | 41,000 | 74,000 | 113,000 | 153,000 |
| Noninterest expense | 486,000 | 1,049,000 | 1,521,000 | 2,261,000 |
| Provision for loan losses | 6,000 | 0 | 9,000 | -1,000 |
| Pretax income | 316,000 | 647,000 | 1,024,000 | 1,187,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 316,000 | 647,000 | 1,024,000 | 1,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,735,000 | 13,420,000 | 13,797,000 | 13,790,000 |