Call reports 2016
FIRST NATIONAL BANK OF ELY, THE — 2016
What FIRST NATIONAL BANK OF ELY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 91,970,000 | 91,884,000 | 93,562,000 | 93,506,000 |
| Total loans | 10,707,000 | 9,856,000 | 9,507,000 | 8,967,000 |
| Allowance for loan losses | 275,000 | 238,000 | 238,000 | 238,000 |
| Securities available for sale | 77,167,000 | 74,570,000 | 76,676,000 | 75,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,336,000 | 80,627,000 | 81,805,000 | 83,888,000 |
| Interest-bearing deposits | 62,396,000 | 61,378,000 | 60,718,000 | 62,960,000 |
| Noninterest-bearing deposits | 18,940,000 | 19,249,000 | 21,087,000 | 20,928,000 |
| Equity capital | 10,626,000 | 11,248,000 | 11,748,000 | 9,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,293,000 | 1,930,000 | 2,497,000 |
| Interest expense | 35,000 | 70,000 | 106,000 | 141,000 |
| Net interest income | 590,000 | 1,223,000 | 1,824,000 | 2,356,000 |
| Noninterest income | 16,000 | 30,000 | 59,000 | 99,000 |
| Noninterest expense | 403,000 | 811,000 | 1,206,000 | 1,716,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 229,000 | 521,000 | 755,000 | 635,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 229,000 | 521,000 | 755,000 | 635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,183,000 | 11,196,000 | 11,430,000 | 11,310,000 |
| Total capital | 11,458,000 | 11,434,000 | 11,668,000 | 11,548,000 |
| Risk-weighted assets | 32,427,000 | 31,125,000 | 30,586,000 | 27,711,000 |