Call reports 2015
FIRST NATIONAL BANK OF ELY, THE — 2015
What FIRST NATIONAL BANK OF ELY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 91,838,000 | 92,233,000 | 89,540,000 | 92,090,000 |
| Total loans | 11,190,000 | 10,993,000 | 11,002,000 | 11,009,000 |
| Allowance for loan losses | 475,000 | 275,000 | 275,000 | 275,000 |
| Securities available for sale | 72,562,000 | 71,344,000 | 73,604,000 | 76,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,796,000 | 82,705,000 | 80,211,000 | 82,150,000 |
| Interest-bearing deposits | 62,269,000 | 62,678,000 | 61,204,000 | 62,239,000 |
| Noninterest-bearing deposits | 19,527,000 | 20,027,000 | 19,007,000 | 19,911,000 |
| Equity capital | 9,989,000 | 9,523,000 | 9,308,000 | 9,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 694,000 | 1,344,000 | 1,958,000 | 2,539,000 |
| Interest expense | 36,000 | 71,000 | 107,000 | 143,000 |
| Net interest income | 658,000 | 1,273,000 | 1,851,000 | 2,396,000 |
| Noninterest income | 17,000 | 36,000 | 71,000 | 89,000 |
| Noninterest expense | 447,000 | 883,000 | 1,261,000 | 1,693,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,000 | 392,000 | 793,000 | 245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 392,000 | 793,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,816,000 | 11,101,000 | 11,502,000 | 10,955,000 |
| Total capital | 11,238,000 | 11,376,000 | 11,777,000 | 11,230,000 |
| Risk-weighted assets | 33,770,000 | 33,064,000 | 31,679,000 | 33,529,000 |