Call reports 2014
FIRST NATIONAL BANK OF ELY, THE — 2014
What FIRST NATIONAL BANK OF ELY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 86,664,000 | 87,880,000 | 88,098,000 | 91,182,000 |
| Total loans | 13,038,000 | 12,693,000 | 12,633,000 | 11,888,000 |
| Allowance for loan losses | 550,000 | 550,000 | 550,000 | 475,000 |
| Securities available for sale | 67,942,000 | 69,563,000 | 69,058,000 | 75,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,051,000 | 77,734,000 | 77,279,000 | 80,426,000 |
| Interest-bearing deposits | 58,734,000 | 60,536,000 | 60,568,000 | 63,268,000 |
| Noninterest-bearing deposits | 18,317,000 | 17,198,000 | 16,711,000 | 17,158,000 |
| Equity capital | 9,557,000 | 10,141,000 | 10,810,000 | 10,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 799,000 | 1,579,000 | 2,320,000 | 3,006,000 |
| Interest expense | 33,000 | 67,000 | 102,000 | 137,000 |
| Net interest income | 766,000 | 1,512,000 | 2,218,000 | 2,869,000 |
| Noninterest income | 30,000 | 95,000 | 118,000 | 158,000 |
| Noninterest expense | 404,000 | 853,000 | 1,292,000 | 1,749,000 |
| Provision for loan losses | -49,000 | -49,000 | -49,000 | -125,000 |
| Pretax income | 535,000 | 902,000 | 1,238,000 | 1,525,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 535,000 | 902,000 | 1,238,000 | 1,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,278,000 | 10,366,000 | 10,702,000 | 10,988,000 |
| Total capital | 10,756,000 | 10,814,000 | 11,144,000 | 11,427,000 |
| Risk-weighted assets | 38,129,000 | 35,771,000 | 35,212,000 | 35,101,000 |