Call reports 2013
FIRST NATIONAL BANK OF ELY, THE — 2013
What FIRST NATIONAL BANK OF ELY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 87,033,000 | 84,941,000 | 85,640,000 | 86,303,000 |
| Total loans | 13,826,000 | 13,738,000 | 14,032,000 | 13,390,000 |
| Allowance for loan losses | 651,000 | 600,000 | 600,000 | 600,000 |
| Securities available for sale | 67,685,000 | 65,678,000 | 64,020,000 | 69,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,335,000 | 74,758,000 | 76,472,000 | 77,166,000 |
| Interest-bearing deposits | 60,698,000 | 58,532,000 | 58,913,000 | 59,098,000 |
| Noninterest-bearing deposits | 15,637,000 | 16,226,000 | 17,559,000 | 18,068,000 |
| Equity capital | 10,640,000 | 10,168,000 | 9,159,000 | 9,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 671,000 | 1,509,000 | 2,330,000 | 3,165,000 |
| Interest expense | 34,000 | 68,000 | 102,000 | 136,000 |
| Net interest income | 637,000 | 1,441,000 | 2,228,000 | 3,029,000 |
| Noninterest income | 13,000 | 60,000 | 74,000 | 468,000 |
| Noninterest expense | 377,000 | 736,000 | 1,126,000 | 2,051,000 |
| Provision for loan losses | 0 | -51,000 | -51,000 | -51,000 |
| Pretax income | 313,000 | 912,000 | 1,618,000 | 1,962,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 313,000 | 912,000 | 1,618,000 | 1,962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,117,000 | 9,438,000 | 10,143,000 | 10,209,000 |
| Total capital | 9,636,000 | 9,952,000 | 10,654,000 | 10,713,000 |
| Risk-weighted assets | 41,356,000 | 41,072,000 | 40,763,000 | 40,245,000 |