Call reports 2012
FIRST NATIONAL BANK OF ELY, THE — 2012
What FIRST NATIONAL BANK OF ELY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 84,555,000 | 90,427,000 | 88,434,000 | 87,834,000 |
| Total loans | 15,124,000 | 14,967,000 | 14,734,000 | 13,830,000 |
| Allowance for loan losses | 701,000 | 701,000 | 701,000 | 651,000 |
| Securities available for sale | 64,721,000 | 70,555,000 | 68,715,000 | 68,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,167,000 | 80,803,000 | 77,671,000 | 76,736,000 |
| Interest-bearing deposits | 61,213,000 | 64,106,000 | 60,157,000 | 60,340,000 |
| Noninterest-bearing deposits | 14,954,000 | 16,697,000 | 17,514,000 | 16,396,000 |
| Equity capital | 8,336,000 | 9,598,000 | 10,744,000 | 10,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 1,967,000 | 2,944,000 | 3,787,000 |
| Interest expense | 94,000 | 176,000 | 247,000 | 304,000 |
| Net interest income | 917,000 | 1,791,000 | 2,697,000 | 3,483,000 |
| Noninterest income | 17,000 | 36,000 | 51,000 | 83,000 |
| Noninterest expense | 377,000 | 732,000 | 1,065,000 | 1,726,000 |
| Provision for loan losses | -300,000 | -300,000 | -300,000 | -350,000 |
| Pretax income | 920,000 | 1,468,000 | 2,198,000 | 2,513,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 920,000 | 1,468,000 | 2,198,000 | 2,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,319,000 | 8,588,000 | 9,318,000 | 9,354,000 |
| Total capital | 8,813,000 | 9,132,000 | 9,837,000 | 9,877,000 |
| Risk-weighted assets | 39,819,000 | 43,400,000 | 41,312,000 | 41,702,000 |