Call reports 2010
FIRST NATIONAL BANK OF ELY, THE — 2010
What FIRST NATIONAL BANK OF ELY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 71,794,000 | 70,724,000 | 79,210,000 | 78,575,000 |
| Total loans | 20,362,000 | 20,044,000 | 19,075,000 | 18,738,000 |
| Allowance for loan losses | 345,000 | 389,000 | 414,000 | 600,000 |
| Securities available for sale | 44,075,000 | 41,971,000 | 53,578,000 | 53,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,438,000 | 63,402,000 | 71,400,000 | 72,291,000 |
| Interest-bearing deposits | 52,291,000 | 50,415,000 | 57,279,000 | 55,898,000 |
| Noninterest-bearing deposits | 13,147,000 | 12,987,000 | 14,121,000 | 16,393,000 |
| Equity capital | 6,325,000 | 7,312,000 | 7,785,000 | 6,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,622,000 | 2,348,000 | 3,005,000 |
| Interest expense | 118,000 | 228,000 | 345,000 | 466,000 |
| Net interest income | 712,000 | 1,394,000 | 2,003,000 | 2,539,000 |
| Noninterest income | 40,000 | 61,000 | 81,000 | 100,000 |
| Noninterest expense | 452,000 | 916,000 | 1,254,000 | 1,647,000 |
| Provision for loan losses | 60,000 | 110,000 | 135,000 | 321,000 |
| Pretax income | 245,000 | 545,000 | 878,000 | 1,048,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 245,000 | 545,000 | 878,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,960,000 | 6,415,000 | 6,701,000 | 6,856,000 |
| Total capital | 6,305,000 | 6,804,000 | 7,115,000 | 7,271,000 |
| Risk-weighted assets | 29,395,000 | 31,424,000 | 32,659,000 | 32,995,000 |