Call reports 2009
FIRST NATIONAL BANK OF ELY, THE — 2009
What FIRST NATIONAL BANK OF ELY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 69,140,000 | 70,202,000 | 71,426,000 | 73,610,000 |
| Total loans | 22,712,000 | 20,445,000 | 20,722,000 | 20,267,000 |
| Allowance for loan losses | 250,000 | 300,000 | 345,000 | 285,000 |
| Securities available for sale | 40,488,000 | 41,131,000 | 41,945,000 | 44,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,809,000 | 61,145,000 | 61,951,000 | 67,789,000 |
| Interest-bearing deposits | 43,012,000 | 45,863,000 | 47,082,000 | 52,685,000 |
| Noninterest-bearing deposits | 15,797,000 | 15,282,000 | 14,869,000 | 15,104,000 |
| Equity capital | 10,264,000 | 9,025,000 | 9,416,000 | 5,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 880,000 | 1,529,000 | 2,364,000 | 3,353,000 |
| Interest expense | 242,000 | 477,000 | 690,000 | 825,000 |
| Net interest income | 638,000 | 1,052,000 | 1,674,000 | 2,528,000 |
| Noninterest income | 15,000 | 46,000 | 64,000 | 82,000 |
| Noninterest expense | 322,000 | 713,000 | 1,048,000 | 5,204,000 |
| Provision for loan losses | 0 | 50,000 | 95,000 | -25,000 |
| Pretax income | 331,000 | 427,000 | 681,000 | -2,493,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 331,000 | 427,000 | 681,000 | -2,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,297,000 | 9,998,000 | 10,157,000 | 5,714,000 |
| Total capital | 11,547,000 | 10,298,000 | 10,502,000 | 5,999,000 |
| Risk-weighted assets | 31,568,000 | 28,376,000 | 28,485,000 | 30,005,000 |