Call reports 2008
FIRST NATIONAL BANK OF ELY, THE — 2008
What FIRST NATIONAL BANK OF ELY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 59,017,000 | 62,968,000 | 61,704,000 | 64,531,000 |
| Total loans | 21,229,000 | 21,760,000 | 21,831,000 | 22,510,000 |
| Allowance for loan losses | 250,000 | 250,000 | 310,000 | 310,000 |
| Securities available for sale | 35,289,000 | 35,201,000 | 35,332,000 | 38,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,999,000 | 52,730,000 | 51,395,000 | 54,790,000 |
| Interest-bearing deposits | 33,839,000 | 35,835,000 | 35,164,000 | 38,591,000 |
| Noninterest-bearing deposits | 15,160,000 | 16,895,000 | 16,231,000 | 16,199,000 |
| Equity capital | 9,950,000 | 10,154,000 | 10,245,000 | 9,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 821,000 | 1,665,000 | 2,538,000 | 3,548,000 |
| Interest expense | 217,000 | 448,000 | 682,000 | 918,000 |
| Net interest income | 604,000 | 1,217,000 | 1,856,000 | 2,630,000 |
| Noninterest income | 1,821,000 | 1,851,000 | 1,877,000 | 1,895,000 |
| Noninterest expense | 532,000 | 854,000 | 1,176,000 | 1,627,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,906,000 | 2,241,000 | 2,584,000 | 2,928,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,906,000 | 2,241,000 | 2,584,000 | 2,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,501,000 | 10,557,000 | 10,900,000 | 10,966,000 |
| Total capital | 10,751,000 | 10,807,000 | 11,210,000 | 11,276,000 |
| Risk-weighted assets | 29,969,000 | 31,002,000 | 31,051,000 | 29,906,000 |