Call reports 2007
FIRST NATIONAL BANK OF ELY, THE — 2007
What FIRST NATIONAL BANK OF ELY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 52,679,000 | 56,701,000 | 55,601,000 | 55,475,000 |
| Total loans | 18,511,000 | 19,471,000 | 19,577,000 | 20,537,000 |
| Allowance for loan losses | 250,000 | 250,000 | 250,000 | 250,000 |
| Securities available for sale | 28,430,000 | 30,391,000 | 32,032,000 | 30,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,519,000 | 48,252,000 | 46,479,000 | 46,305,000 |
| Interest-bearing deposits | 28,844,000 | 31,270,000 | 30,151,000 | 30,331,000 |
| Noninterest-bearing deposits | 15,675,000 | 16,982,000 | 16,328,000 | 15,974,000 |
| Equity capital | 8,058,000 | 8,198,000 | 8,802,000 | 8,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 727,000 | 1,504,000 | 2,298,000 | 3,082,000 |
| Interest expense | 163,000 | 370,000 | 575,000 | 775,000 |
| Net interest income | 564,000 | 1,134,000 | 1,723,000 | 2,307,000 |
| Noninterest income | 31,000 | 65,000 | 99,000 | 137,000 |
| Noninterest expense | 277,000 | 564,000 | 826,000 | 1,123,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 202,000 | 519,000 | 880,000 | 1,110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 202,000 | 519,000 | 880,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,194,000 | 9,232,000 | 9,742,000 | 9,692,000 |
| Total capital | 9,444,000 | 9,482,000 | 9,992,000 | 9,942,000 |
| Risk-weighted assets | 29,690,000 | 31,095,000 | 30,825,000 | 31,343,000 |