Call reports 2006
FIRST NATIONAL BANK OF ELY, THE — 2006
What FIRST NATIONAL BANK OF ELY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 50,831,000 | 49,319,000 | 53,064,000 | 52,015,000 |
| Total loans | 15,753,000 | 16,551,000 | 17,565,000 | 18,088,000 |
| Allowance for loan losses | 250,000 | 250,000 | 250,000 | 250,000 |
| Securities available for sale | 32,457,000 | 29,452,000 | 28,322,000 | 29,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,699,000 | 41,792,000 | 44,916,000 | 43,732,000 |
| Interest-bearing deposits | 29,158,000 | 27,475,000 | 27,927,000 | 28,613,000 |
| Noninterest-bearing deposits | 13,541,000 | 14,317,000 | 16,989,000 | 15,119,000 |
| Equity capital | 8,020,000 | 7,483,000 | 8,042,000 | 8,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 671,000 | 1,329,000 | 2,033,000 | 2,828,000 |
| Interest expense | 122,000 | 252,000 | 413,000 | 576,000 |
| Net interest income | 549,000 | 1,077,000 | 1,620,000 | 2,252,000 |
| Noninterest income | 27,000 | 59,000 | 94,000 | 327,000 |
| Noninterest expense | 293,000 | 531,000 | 783,000 | 1,235,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 217,000 | 537,000 | 863,000 | 1,307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 537,000 | 863,000 | 1,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,996,000 | 9,036,000 | 9,363,000 | 9,528,000 |
| Total capital | 9,246,000 | 9,286,000 | 9,613,000 | 9,778,000 |
| Risk-weighted assets | 31,581,000 | 28,668,000 | 30,158,000 | 30,209,000 |