Call reports 2005
FIRST NATIONAL BANK OF ELY, THE — 2005
What FIRST NATIONAL BANK OF ELY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 52,132,000 | 53,127,000 | 53,455,000 | 52,643,000 |
| Total loans | 16,490,000 | 16,551,000 | 15,604,000 | 15,555,000 |
| Allowance for loan losses | 250,000 | 250,000 | 630,000 | 250,000 |
| Securities available for sale | 33,066,000 | 32,837,000 | 32,867,000 | 31,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,362,000 | 44,393,000 | 44,448,000 | 43,698,000 |
| Interest-bearing deposits | 30,625,000 | 30,374,000 | 29,554,000 | 29,584,000 |
| Noninterest-bearing deposits | 12,737,000 | 14,019,000 | 14,894,000 | 14,114,000 |
| Equity capital | 8,603,000 | 8,652,000 | 8,810,000 | 8,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,358,000 | 2,058,000 | 2,720,000 |
| Interest expense | 110,000 | 228,000 | 352,000 | 468,000 |
| Net interest income | 559,000 | 1,130,000 | 1,706,000 | 2,252,000 |
| Noninterest income | 18,000 | 33,000 | 48,000 | 69,000 |
| Noninterest expense | 312,000 | 606,000 | 993,000 | 1,416,000 |
| Provision for loan losses | 0 | 0 | 380,000 | 0 |
| Pretax income | 324,000 | 615,000 | 431,000 | 945,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 324,000 | 615,000 | 431,000 | 945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,273,000 | 9,286,000 | 9,102,000 | 9,337,000 |
| Total capital | 9,523,000 | 9,536,000 | 9,506,000 | 9,587,000 |
| Risk-weighted assets | 36,579,000 | 36,732,000 | 32,056,000 | 32,172,000 |