Call reports 2004
FIRST NATIONAL BANK OF ELY, THE — 2004
What FIRST NATIONAL BANK OF ELY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 47,155,000 | 49,937,000 | 51,745,000 | 52,513,000 |
| Total loans | 14,801,000 | 17,051,000 | 17,181,000 | 16,824,000 |
| Allowance for loan losses | 250,000 | 250,000 | 250,000 | 250,000 |
| Securities available for sale | 26,153,000 | 28,741,000 | 25,743,000 | 32,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,334,000 | 41,116,000 | 42,690,000 | 43,536,000 |
| Interest-bearing deposits | 28,636,000 | 29,489,000 | 29,726,000 | 29,911,000 |
| Noninterest-bearing deposits | 9,698,000 | 11,627,000 | 12,964,000 | 13,625,000 |
| Equity capital | 8,739,000 | 8,754,000 | 8,962,000 | 8,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,242,000 | 1,900,000 | 2,540,000 |
| Interest expense | 103,000 | 209,000 | 319,000 | 431,000 |
| Net interest income | 541,000 | 1,033,000 | 1,581,000 | 2,109,000 |
| Noninterest income | 20,000 | 61,000 | 81,000 | 96,000 |
| Noninterest expense | 281,000 | 541,000 | 825,000 | 1,344,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 351,000 | 690,000 | 974,000 | 998,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 351,000 | 690,000 | 974,000 | 998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,372,000 | 9,432,000 | 9,716,000 | 9,461,000 |
| Total capital | 9,622,000 | 9,682,000 | 9,966,000 | 9,711,000 |
| Risk-weighted assets | 32,430,000 | 34,578,000 | 32,966,000 | 33,996,000 |