Call reports 2003
FIRST NATIONAL BANK OF ELY, THE — 2003
What FIRST NATIONAL BANK OF ELY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 46,601,000 | 47,565,000 | 49,817,000 | 47,976,000 |
| Total loans | 16,420,000 | 16,388,000 | 15,510,000 | 14,853,000 |
| Allowance for loan losses | 370,000 | 250,000 | 250,000 | 250,000 |
| Securities available for sale | 28,190,000 | 22,534,000 | 28,076,000 | 29,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,206,000 | 38,059,000 | 40,199,000 | 38,731,000 |
| Interest-bearing deposits | 27,816,000 | 28,345,000 | 28,187,000 | 27,400,000 |
| Noninterest-bearing deposits | 9,390,000 | 9,714,000 | 12,012,000 | 11,331,000 |
| Equity capital | 9,293,000 | 9,433,000 | 9,528,000 | 9,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,277,000 | 1,853,000 | 2,492,000 |
| Interest expense | 117,000 | 237,000 | 344,000 | 448,000 |
| Net interest income | 562,000 | 1,040,000 | 1,509,000 | 2,044,000 |
| Noninterest income | 22,000 | 43,000 | 59,000 | 76,000 |
| Noninterest expense | 282,000 | 519,000 | 805,000 | 1,293,000 |
| Provision for loan losses | 0 | -120,000 | -120,000 | -120,000 |
| Pretax income | 404,000 | 859,000 | 1,120,000 | 1,222,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 4,000 |
| Net income | 403,000 | 857,000 | 1,118,000 | 1,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,460,000 | 9,635,000 | 9,897,000 | 9,718,000 |
| Total capital | 9,830,000 | 9,885,000 | 10,147,000 | 9,968,000 |
| Risk-weighted assets | 36,601,000 | 31,326,000 | 35,189,000 | 36,216,000 |