Call reports 2002
FIRST NATIONAL BANK OF ELY, THE — 2002
What FIRST NATIONAL BANK OF ELY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,328,000 | 43,220,000 | 46,457,000 | 44,918,000 |
| Total loans | 16,580,000 | 16,490,000 | 15,891,000 | 15,429,000 |
| Allowance for loan losses | 370,000 | 370,000 | 370,000 | 370,000 |
| Securities available for sale | 20,018,000 | 23,138,000 | 18,526,000 | 24,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,516,000 | 34,368,000 | 35,914,000 | 35,896,000 |
| Interest-bearing deposits | 23,381,000 | 25,388,000 | 26,332,000 | 26,533,000 |
| Noninterest-bearing deposits | 8,135,000 | 8,980,000 | 9,582,000 | 9,363,000 |
| Equity capital | 8,712,000 | 8,752,000 | 9,409,000 | 8,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,325,000 | 1,950,000 | 2,586,000 |
| Interest expense | 135,000 | 280,000 | 414,000 | 548,000 |
| Net interest income | 507,000 | 1,045,000 | 1,536,000 | 2,038,000 |
| Noninterest income | 18,000 | 36,000 | 54,000 | 71,000 |
| Noninterest expense | 278,000 | 556,000 | 816,000 | 1,313,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 250,000 | 522,000 | 908,000 | 1,075,000 |
| Income tax | 1,000 | 3,000 | 3,000 | 4,000 |
| Net income | 249,000 | 519,000 | 905,000 | 1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,188,000 | 9,180,000 | 9,565,000 | 9,453,000 |
| Total capital | 9,525,000 | 9,538,000 | 9,890,000 | 9,823,000 |
| Risk-weighted assets | 26,901,000 | 28,653,000 | 26,175,000 | 33,364,000 |