Call reports 2003
BROADWAY NATIONAL BANK OF CHELSEA, THE — 2003
What BROADWAY NATIONAL BANK OF CHELSEA, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Total assets | 171,671,000 | 168,965,000 | 167,524,000 |
| Total loans | 66,530,000 | 80,315,000 | 78,023,000 |
| Allowance for loan losses | 1,001,000 | 1,008,000 | 1,016,000 |
| Securities available for sale | 64,927,000 | 50,309,000 | 41,940,000 |
| Securities held to maturity | 1,023,000 | 1,023,000 | 1,023,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 151,739,000 | 148,476,000 | 147,260,000 |
| Interest-bearing deposits | 117,153,000 | 113,982,000 | 114,750,000 |
| Noninterest-bearing deposits | 34,586,000 | 34,494,000 | 32,510,000 |
| Equity capital | 12,679,000 | 13,368,000 | 13,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Interest income | 1,676,000 | 3,229,000 | 4,578,000 |
| Interest expense | 372,000 | 709,000 | 1,019,000 |
| Net interest income | 1,304,000 | 2,520,000 | 3,559,000 |
| Noninterest income | 397,000 | 789,000 | 1,196,000 |
| Noninterest expense | 1,225,000 | 2,315,000 | 3,348,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 476,000 | 1,001,000 | 1,414,000 |
| Income tax | 501,000 | 490,000 | 638,000 |
| Net income | -25,000 | 511,000 | 776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Tier 1 capital | 9,666,000 | 10,202,000 | 9,883,000 |
| Total capital | 10,671,000 | 11,210,000 | 10,849,000 |
| Risk-weighted assets | 84,200,000 | 80,941,000 | 77,257,000 |