Call reports 2001
BROADWAY NATIONAL BANK OF CHELSEA, THE — 2001
What BROADWAY NATIONAL BANK OF CHELSEA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 155,619,000 | 156,490,000 | 163,982,000 | 161,878,000 |
| Total loans | 91,418,000 | 89,838,000 | 92,617,000 | 85,288,000 |
| Allowance for loan losses | 745,000 | 790,000 | 864,000 | 959,000 |
| Securities available for sale | 35,006,000 | 44,961,000 | 49,061,000 | 44,003,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,069,000 | 136,038,000 | 142,741,000 | 144,019,000 |
| Interest-bearing deposits | 100,149,000 | 99,499,000 | 105,546,000 | 111,561,000 |
| Noninterest-bearing deposits | 34,920,000 | 36,539,000 | 37,195,000 | 32,458,000 |
| Equity capital | 12,775,000 | 12,625,000 | 13,065,000 | 12,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,362,000 | 4,779,000 | 7,102,000 | 9,303,000 |
| Interest expense | 657,000 | 1,345,000 | 2,003,000 | 2,611,000 |
| Net interest income | 1,705,000 | 3,434,000 | 5,099,000 | 6,692,000 |
| Noninterest income | 275,000 | 573,000 | 863,000 | 1,242,000 |
| Noninterest expense | 1,165,000 | 2,356,000 | 3,512,000 | 4,848,000 |
| Provision for loan losses | 38,000 | 75,000 | 112,000 | 112,000 |
| Pretax income | 777,000 | 1,576,000 | 2,338,000 | 2,974,000 |
| Income tax | 275,000 | 548,000 | 793,000 | 1,045,000 |
| Net income | 502,000 | 1,028,000 | 1,545,000 | 1,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,473,000 | 9,585,000 | 9,656,000 | 9,553,000 |
| Total capital | 10,218,000 | 10,375,000 | 10,523,000 | 10,515,000 |
| Risk-weighted assets | 76,134,000 | 75,074,000 | 81,650,000 | 78,409,000 |