Call reports 2002
COMMUNITY BANK — 2002
What COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 685,789,000 | 570,254,000 | 575,370,000 | 565,400,000 |
| Total loans | 465,475,000 | 387,777,000 | 375,648,000 | 362,237,000 |
| Allowance for loan losses | 7,201,000 | 8,240,000 | 8,638,000 | 9,784,000 |
| Securities available for sale | 108,596,000 | 117,170,000 | 119,929,000 | 121,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,262,000 | 464,695,000 | 470,492,000 | 460,051,000 |
| Interest-bearing deposits | 508,756,000 | 409,000,000 | 413,731,000 | 407,130,000 |
| Noninterest-bearing deposits | 69,506,000 | 55,695,000 | 56,761,000 | 52,921,000 |
| Equity capital | 52,628,000 | 57,618,000 | 55,675,000 | 54,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 12,860,000 | 24,088,000 | 34,116,000 | 43,798,000 |
| Interest expense | 5,553,000 | 10,016,000 | 14,013,000 | 17,666,000 |
| Net interest income | 7,307,000 | 14,072,000 | 20,103,000 | 26,132,000 |
| Noninterest income | 3,102,000 | 12,088,000 | 12,327,000 | 14,018,000 |
| Noninterest expense | 6,780,000 | 13,620,000 | 21,987,000 | 27,505,000 |
| Provision for loan losses | 1,040,000 | 4,129,000 | 6,518,000 | 10,108,000 |
| Pretax income | 2,606,000 | 8,535,000 | 4,354,000 | 3,190,000 |
| Income tax | 871,000 | 3,157,000 | 1,399,000 | 514,000 |
| Net income | 1,735,000 | 5,378,000 | 2,955,000 | 2,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,455,000 | 55,098,000 | 52,676,000 | 51,135,000 |
| Total capital | 57,140,000 | 59,824,000 | 57,301,000 | 55,693,000 |
| Risk-weighted assets | 453,303,000 | 374,590,000 | 366,012,000 | 359,422,000 |