Call reports 2001
COMMUNITY BANK — 2001
What COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 714,901,000 | 731,529,000 | 738,075,000 | 725,035,000 |
| Total loans | 525,364,000 | 515,899,000 | 510,542,000 | 501,520,000 |
| Allowance for loan losses | 7,493,000 | 6,676,000 | 6,538,000 | 7,292,000 |
| Securities available for sale | 102,585,000 | 115,758,000 | 124,750,000 | 119,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,879,000 | 617,045,000 | 619,915,000 | 618,688,000 |
| Interest-bearing deposits | 540,014,000 | 547,360,000 | 548,299,000 | 550,010,000 |
| Noninterest-bearing deposits | 69,865,000 | 69,685,000 | 71,616,000 | 68,678,000 |
| Equity capital | 51,373,000 | 52,054,000 | 54,029,000 | 51,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 15,105,000 | 30,048,000 | 44,535,000 | 58,486,000 |
| Interest expense | 8,456,000 | 16,377,000 | 23,921,000 | 30,311,000 |
| Net interest income | 6,649,000 | 13,671,000 | 20,614,000 | 28,175,000 |
| Noninterest income | 2,309,000 | 4,422,000 | 6,375,000 | 8,287,000 |
| Noninterest expense | 6,341,000 | 13,191,000 | 20,006,000 | 30,631,000 |
| Provision for loan losses | 951,000 | 2,332,000 | 4,781,000 | 6,314,000 |
| Pretax income | 2,019,000 | 2,948,000 | 2,736,000 | 801,000 |
| Income tax | 645,000 | 892,000 | 1,143,000 | 117,000 |
| Net income | 1,374,000 | 2,056,000 | 1,592,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,929,000 | 46,709,000 | 47,875,000 | 49,721,000 |
| Total capital | 52,248,000 | 52,979,000 | 54,058,000 | 55,808,000 |
| Risk-weighted assets | 504,326,000 | 501,189,000 | 494,266,000 | 485,722,000 |