Call reports 2004
FIRST SAVINGS BANK — 2004
What FIRST SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 2,160,184,000 | 2,167,240,000 |
| Total loans | 1,235,701,000 | 1,199,490,000 |
| Allowance for loan losses | 12,766,000 | 12,924,000 |
| Securities available for sale | 775,450,000 | 790,519,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,369,421,000 | 1,382,146,000 |
| Interest-bearing deposits | 1,281,165,000 | 1,284,589,000 |
| Noninterest-bearing deposits | 88,256,000 | 97,557,000 |
| Equity capital | 222,278,000 | 219,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 26,287,000 | 51,371,000 |
| Interest expense | 11,424,000 | 22,352,000 |
| Net interest income | 14,863,000 | 29,019,000 |
| Noninterest income | 1,586,000 | 3,212,000 |
| Noninterest expense | 6,941,000 | 15,525,000 |
| Provision for loan losses | 0 | 150,000 |
| Pretax income | 10,079,000 | 17,000,000 |
| Income tax | 3,238,000 | 5,625,000 |
| Net income | 6,841,000 | 11,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 211,668,000 | 217,660,000 |
| Total capital | 224,434,000 | 230,584,000 |
| Risk-weighted assets | 1,119,650,000 | 1,115,786,000 |