Call reports 2003
FIRST SAVINGS BANK — 2003
What FIRST SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 2,275,667,000 | 2,256,474,000 | 2,236,473,000 | 2,180,494,000 |
| Total loans | 1,228,051,000 | 1,227,539,000 | 1,215,259,000 | 1,223,592,000 |
| Allowance for loan losses | 12,828,000 | 12,793,000 | 12,784,000 | 12,768,000 |
| Securities available for sale | 894,646,000 | 889,245,000 | 882,035,000 | 806,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,431,640,000 | 1,425,449,000 | 1,412,532,000 | 1,361,502,000 |
| Interest-bearing deposits | 1,338,397,000 | 1,330,980,000 | 1,315,518,000 | 1,270,602,000 |
| Noninterest-bearing deposits | 93,243,000 | 94,469,000 | 97,014,000 | 90,900,000 |
| Equity capital | 198,621,000 | 203,682,000 | 207,085,000 | 211,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 28,439,000 | 55,699,000 | 81,816,000 | 107,736,000 |
| Interest expense | 14,006,000 | 27,229,000 | 39,421,000 | 51,314,000 |
| Net interest income | 14,433,000 | 28,470,000 | 42,395,000 | 56,422,000 |
| Noninterest income | 1,596,000 | 3,415,000 | 5,097,000 | 9,080,000 |
| Noninterest expense | 6,955,000 | 13,853,000 | 20,429,000 | 33,967,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,985,000 | 19,488,000 | 28,762,000 | 31,905,000 |
| Income tax | 3,268,000 | 6,365,000 | 9,349,000 | 12,079,000 |
| Net income | 6,717,000 | 13,123,000 | 19,413,000 | 19,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,030,000 | 190,631,000 | 198,201,000 | 203,771,000 |
| Total capital | 195,858,000 | 203,424,000 | 210,985,000 | 216,539,000 |
| Risk-weighted assets | 1,095,816,000 | 1,091,698,000 | 1,108,919,000 | 1,114,178,000 |