Call reports 2002
FIRST SAVINGS BANK — 2002
What FIRST SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,165,949,000 | 2,235,244,000 | 2,237,038,000 | 2,232,644,000 |
| Total loans | 1,264,281,000 | 1,277,552,000 | 1,252,029,000 | 1,214,127,000 |
| Allowance for loan losses | 13,033,000 | 12,747,000 | 12,837,000 | 12,830,000 |
| Securities available for sale | 789,642,000 | 831,378,000 | 829,089,000 | 880,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,365,335,000 | 1,398,927,000 | 1,397,282,000 | 1,411,461,000 |
| Interest-bearing deposits | 1,283,124,000 | 1,306,538,000 | 1,309,598,000 | 1,325,449,000 |
| Noninterest-bearing deposits | 82,211,000 | 92,389,000 | 87,684,000 | 86,012,000 |
| Equity capital | 205,302,000 | 213,230,000 | 207,100,000 | 205,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 30,740,000 | 63,097,000 | 94,849,000 | 124,570,000 |
| Interest expense | 16,333,000 | 32,446,000 | 48,301,000 | 63,399,000 |
| Net interest income | 14,407,000 | 30,651,000 | 46,548,000 | 61,171,000 |
| Noninterest income | 1,944,000 | 3,429,000 | 4,962,000 | 6,227,000 |
| Noninterest expense | 6,410,000 | 13,055,000 | 19,875,000 | 26,745,000 |
| Provision for loan losses | 100,000 | 1,205,000 | 1,310,000 | 1,310,000 |
| Pretax income | 9,893,000 | 18,322,000 | 30,202,000 | 39,811,000 |
| Income tax | 3,050,000 | 5,796,000 | 10,066,000 | 13,286,000 |
| Net income | 6,843,000 | 12,526,000 | 20,136,000 | 26,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 197,079,000 | 198,693,000 | 192,082,000 | 190,396,000 |
| Total capital | 210,112,000 | 211,440,000 | 204,919,000 | 203,226,000 |
| Risk-weighted assets | 1,079,469,000 | 1,103,876,000 | 1,082,993,000 | 1,067,850,000 |