Call reports 2001
FIRST SAVINGS BANK — 2001
What FIRST SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,946,718,000 | 1,990,788,000 | 2,044,090,000 | 2,110,732,000 |
| Total loans | 1,195,299,000 | 1,226,309,000 | 1,232,889,000 | 1,255,923,000 |
| Allowance for loan losses | 12,535,000 | 12,685,000 | 12,807,000 | 12,932,000 |
| Securities available for sale | 610,851,000 | 663,499,000 | 676,258,000 | 726,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,260,234,000 | 1,285,682,000 | 1,312,076,000 | 1,347,538,000 |
| Interest-bearing deposits | 1,235,865,000 | 1,258,787,000 | 1,289,543,000 | 1,290,188,000 |
| Noninterest-bearing deposits | 24,369,000 | 26,895,000 | 22,533,000 | 57,350,000 |
| Equity capital | 179,210,000 | 181,218,000 | 193,511,000 | 198,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 33,786,000 | 66,631,000 | 99,619,000 | 131,957,000 |
| Interest expense | 20,188,000 | 38,931,000 | 57,945,000 | 75,817,000 |
| Net interest income | 13,598,000 | 27,700,000 | 41,674,000 | 56,140,000 |
| Noninterest income | 935,000 | 1,527,000 | 2,721,000 | 3,758,000 |
| Noninterest expense | 6,394,000 | 12,464,000 | 18,528,000 | 24,826,000 |
| Provision for loan losses | 200,000 | 350,000 | 500,000 | 650,000 |
| Pretax income | 8,046,000 | 16,761,000 | 26,023,000 | 35,160,000 |
| Income tax | 2,549,000 | 5,336,000 | 7,451,000 | 9,986,000 |
| Net income | 5,497,000 | 11,425,000 | 18,572,000 | 25,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,763,000 | 173,419,000 | 181,227,000 | 189,250,000 |
| Total capital | 184,275,000 | 186,104,000 | 194,034,000 | 202,182,000 |
| Risk-weighted assets | 1,000,499,000 | 1,039,732,000 | 1,042,591,000 | 1,082,842,000 |