Call reports 2008
COMPASS BANK — 2008
What COMPASS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 98,591,000 | 94,814,000 | 93,763,000 | 96,531,000 |
| Total loans | 60,494,000 | 61,788,000 | 62,795,000 | 63,440,000 |
| Allowance for loan losses | 734,000 | 573,000 | 663,000 | 1,052,000 |
| Securities available for sale | 29,625,000 | 24,318,000 | 24,366,000 | 24,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,525,000 | 75,599,000 | 75,532,000 | 80,066,000 |
| Interest-bearing deposits | 72,444,000 | 65,841,000 | 65,951,000 | 69,819,000 |
| Noninterest-bearing deposits | 10,081,000 | 9,758,000 | 9,581,000 | 10,247,000 |
| Equity capital | 10,387,000 | 9,884,000 | 9,408,000 | 9,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 2,940,000 | 4,387,000 | 5,740,000 |
| Interest expense | 771,000 | 1,443,000 | 2,051,000 | 2,605,000 |
| Net interest income | 722,000 | 1,497,000 | 2,336,000 | 3,135,000 |
| Noninterest income | 99,000 | 158,000 | 259,000 | 356,000 |
| Noninterest expense | 789,000 | 1,535,000 | 2,272,000 | 3,056,000 |
| Provision for loan losses | 1,000 | 99,000 | 406,000 | 840,000 |
| Pretax income | 31,000 | 37,000 | -67,000 | -389,000 |
| Income tax | -21,000 | -33,000 | -119,000 | -261,000 |
| Net income | 52,000 | 70,000 | 52,000 | -128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,995,000 | 9,930,000 | 9,415,000 | 9,150,000 |
| Total capital | 10,729,000 | 10,503,000 | 10,078,000 | 9,983,000 |
| Risk-weighted assets | 67,084,000 | 66,159,000 | 66,815,000 | 66,444,000 |