Call reports 2007
COMPASS BANK — 2007
What COMPASS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 95,325,000 | 95,517,000 | 95,637,000 | 98,943,000 |
| Total loans | 61,962,000 | 61,242,000 | 60,802,000 | 61,559,000 |
| Allowance for loan losses | 739,000 | 739,000 | 735,000 | 734,000 |
| Securities available for sale | 26,656,000 | 26,132,000 | 27,670,000 | 27,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,509,000 | 78,964,000 | 79,060,000 | 82,222,000 |
| Interest-bearing deposits | 70,572,000 | 69,617,000 | 70,053,000 | 71,615,000 |
| Noninterest-bearing deposits | 8,937,000 | 9,347,000 | 9,007,000 | 10,607,000 |
| Equity capital | 9,769,000 | 9,487,000 | 9,900,000 | 10,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,537,000 | 3,071,000 | 4,629,000 | 6,170,000 |
| Interest expense | 759,000 | 1,527,000 | 2,326,000 | 3,118,000 |
| Net interest income | 778,000 | 1,544,000 | 2,303,000 | 3,052,000 |
| Noninterest income | 93,000 | 198,000 | 300,000 | 400,000 |
| Noninterest expense | 746,000 | 1,445,000 | 2,175,000 | 2,889,000 |
| Provision for loan losses | -242,000 | -242,000 | -242,000 | -240,000 |
| Pretax income | 367,000 | 539,000 | 670,000 | 803,000 |
| Income tax | 104,000 | 143,000 | 161,000 | 152,000 |
| Net income | 263,000 | 396,000 | 509,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,751,000 | 9,770,000 | 9,883,000 | 9,943,000 |
| Total capital | 10,490,000 | 10,509,000 | 10,618,000 | 10,677,000 |
| Risk-weighted assets | 65,128,000 | 64,822,000 | 64,841,000 | 65,869,000 |