Call reports 2005
COMPASS BANK — 2005
What COMPASS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 99,094,000 | 97,050,000 | 95,309,000 | 97,027,000 |
| Total loans | 61,669,000 | 61,075,000 | 60,250,000 | 60,209,000 |
| Allowance for loan losses | 687,000 | 692,000 | 692,000 | 742,000 |
| Securities available for sale | 28,533,000 | 28,310,000 | 27,843,000 | 27,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,258,000 | 76,898,000 | 76,034,000 | 79,490,000 |
| Interest-bearing deposits | 67,617,000 | 67,220,000 | 66,231,000 | 68,907,000 |
| Noninterest-bearing deposits | 9,641,000 | 9,678,000 | 9,803,000 | 10,583,000 |
| Equity capital | 8,898,000 | 9,099,000 | 9,168,000 | 8,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 2,780,000 | 4,168,000 | 5,564,000 |
| Interest expense | 610,000 | 1,246,000 | 1,899,000 | 2,568,000 |
| Net interest income | 802,000 | 1,534,000 | 2,269,000 | 2,996,000 |
| Noninterest income | 92,000 | 185,000 | 276,000 | 357,000 |
| Noninterest expense | 670,000 | 1,333,000 | 1,994,000 | 2,646,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 70,000 |
| Pretax income | 209,000 | 366,000 | 531,000 | 637,000 |
| Income tax | 34,000 | 50,000 | 70,000 | 78,000 |
| Net income | 175,000 | 316,000 | 461,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,801,000 | 8,865,000 | 9,010,000 | 9,031,000 |
| Total capital | 9,488,000 | 9,557,000 | 9,702,000 | 9,773,000 |
| Risk-weighted assets | 64,746,000 | 64,545,000 | 64,025,000 | 63,911,000 |