Call reports 2004
COMPASS BANK — 2004
What COMPASS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 94,059,000 | 91,908,000 | 98,710,000 | 101,875,000 |
| Total loans | 53,338,000 | 56,195,000 | 61,154,000 | 62,938,000 |
| Allowance for loan losses | 569,000 | 582,000 | 597,000 | 672,000 |
| Securities available for sale | 34,558,000 | 29,485,000 | 31,073,000 | 29,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,614,000 | 75,937,000 | 75,689,000 | 80,040,000 |
| Interest-bearing deposits | 67,777,000 | 66,563,000 | 66,446,000 | 68,766,000 |
| Noninterest-bearing deposits | 8,837,000 | 9,374,000 | 9,243,000 | 11,274,000 |
| Equity capital | 9,281,000 | 8,676,000 | 8,987,000 | 8,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,179,000 | 2,402,000 | 3,716,000 | 5,125,000 |
| Interest expense | 545,000 | 1,088,000 | 1,661,000 | 2,265,000 |
| Net interest income | 634,000 | 1,314,000 | 2,055,000 | 2,860,000 |
| Noninterest income | 88,000 | 186,000 | 284,000 | 368,000 |
| Noninterest expense | 692,000 | 1,379,000 | 2,072,000 | 2,699,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 120,000 |
| Pretax income | 15,000 | 91,000 | 222,000 | 409,000 |
| Income tax | -33,000 | -33,000 | -33,000 | -9,000 |
| Net income | 48,000 | 124,000 | 255,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,637,000 | 8,634,000 | 8,540,000 | 8,626,000 |
| Total capital | 9,206,000 | 9,216,000 | 9,137,000 | 9,298,000 |
| Risk-weighted assets | 55,944,000 | 60,098,000 | 65,858,000 | 65,106,000 |