Call reports 2003
COMPASS BANK — 2003
What COMPASS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 88,361,000 | 92,207,000 | 87,736,000 | 89,523,000 |
| Total loans | 46,246,000 | 48,189,000 | 45,138,000 | 45,162,000 |
| Allowance for loan losses | 614,000 | 489,000 | 554,000 | 569,000 |
| Securities available for sale | 31,222,000 | 37,552,000 | 35,637,000 | 33,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,746,000 | 77,392,000 | 78,447,000 | 80,052,000 |
| Interest-bearing deposits | 70,160,000 | 68,223,000 | 69,325,000 | 70,263,000 |
| Noninterest-bearing deposits | 8,586,000 | 9,169,000 | 9,122,000 | 9,789,000 |
| Equity capital | 9,144,000 | 9,157,000 | 8,887,000 | 9,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,309,000 | 2,525,000 | 3,798,000 | 4,972,000 |
| Interest expense | 655,000 | 1,282,000 | 1,896,000 | 2,450,000 |
| Net interest income | 654,000 | 1,243,000 | 1,902,000 | 2,522,000 |
| Noninterest income | 104,000 | 205,000 | 346,000 | 439,000 |
| Noninterest expense | 683,000 | 1,340,000 | 2,001,000 | 2,587,000 |
| Provision for loan losses | 15,000 | 30,000 | 95,000 | 110,000 |
| Pretax income | 60,000 | 78,000 | 152,000 | 264,000 |
| Income tax | 0 | -27,000 | -29,000 | -69,000 |
| Net income | 60,000 | 105,000 | 181,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,477,000 | 8,442,000 | 8,518,000 | 8,589,000 |
| Total capital | 9,091,000 | 8,931,000 | 9,072,000 | 9,158,000 |
| Risk-weighted assets | 50,716,000 | 53,077,000 | 54,177,000 | 54,581,000 |