Call reports 2001
S&C BANK — 2001
What S&C BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 134,904,000 | 134,884,000 | 282,610,000 | 285,597,000 |
| Total loans | 100,206,000 | 98,408,000 | 209,493,000 | 195,878,000 |
| Allowance for loan losses | 1,829,000 | 1,882,000 | 4,130,000 | 4,209,000 |
| Securities available for sale | 21,960,000 | 24,657,000 | 54,449,000 | 63,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,896,000 | 117,285,000 | 241,039,000 | 245,851,000 |
| Interest-bearing deposits | 103,404,000 | 100,976,000 | 207,269,000 | 205,847,000 |
| Noninterest-bearing deposits | 14,492,000 | 16,309,000 | 33,770,000 | 40,004,000 |
| Equity capital | 12,276,000 | 12,775,000 | 26,831,000 | 25,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,534,000 | 5,075,000 | 15,796,000 | 20,950,000 |
| Interest expense | 1,298,000 | 2,489,000 | 7,892,000 | 10,058,000 |
| Net interest income | 1,236,000 | 2,586,000 | 7,904,000 | 10,892,000 |
| Noninterest income | 290,000 | 698,000 | 1,900,000 | 2,758,000 |
| Noninterest expense | 1,019,000 | 2,048,000 | 6,373,000 | 8,972,000 |
| Provision for loan losses | 53,000 | 105,000 | 336,000 | 448,000 |
| Pretax income | 454,000 | 1,131,000 | 3,095,000 | 4,230,000 |
| Income tax | 112,000 | 296,000 | 776,000 | 1,068,000 |
| Net income | 342,000 | 835,000 | 2,319,000 | 3,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,001,000 | 12,495,000 | 25,873,000 | 25,086,000 |
| Total capital | 13,188,000 | 13,821,000 | 28,769,000 | 27,977,000 |
| Risk-weighted assets | 94,314,000 | 105,497,000 | 230,413,000 | 229,932,000 |