Call reports 2016
BALLY SAVINGS BANK — 2016
What BALLY SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 53,972,000 | 52,979,000 | 53,367,000 | 53,023,000 |
| Total loans | 29,937,000 | 29,648,000 | 30,164,000 | 30,811,000 |
| Allowance for loan losses | 245,000 | 245,000 | 245,000 | 252,000 |
| Securities available for sale | 8,857,000 | 8,581,000 | 8,265,000 | 8,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,003,000 | 46,775,000 | 47,067,000 | 46,891,000 |
| Interest-bearing deposits | 47,003,000 | 46,775,000 | 47,067,000 | 46,891,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,664,000 | 4,889,000 | 4,985,000 | 4,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 866,000 | 1,305,000 | 1,746,000 |
| Interest expense | 119,000 | 238,000 | 357,000 | 479,000 |
| Net interest income | 324,000 | 628,000 | 948,000 | 1,267,000 |
| Noninterest income | 6,000 | 17,000 | 25,000 | 45,000 |
| Noninterest expense | 172,000 | 341,000 | 520,000 | 677,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 12,000 |
| Pretax income | 152,000 | 298,000 | 447,000 | 623,000 |
| Income tax | 47,000 | 93,000 | 140,000 | 237,000 |
| Net income | 105,000 | 205,000 | 307,000 | 386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,537,000 | 4,636,000 | 4,739,000 | 4,818,000 |
| Total capital | 4,782,000 | 4,881,000 | 4,984,000 | 5,070,000 |
| Risk-weighted assets | 20,750,000 | 20,354,000 | 20,655,000 | 20,663,000 |