Call reports 2015
BALLY SAVINGS BANK — 2015
What BALLY SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 54,223,000 | 54,780,000 | 55,650,000 | 55,048,000 |
| Total loans | 25,863,000 | 26,876,000 | 29,027,000 | 29,518,000 |
| Allowance for loan losses | 144,000 | 144,000 | 151,000 | 239,000 |
| Securities available for sale | 9,841,000 | 9,928,000 | 9,981,000 | 9,471,000 |
| Securities held to maturity | 0 | 207,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,290,000 | 49,513,000 | 50,187,000 | 48,238,000 |
| Interest-bearing deposits | 49,290,000 | 49,513,000 | 50,187,000 | 48,238,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,426,000 | 4,512,000 | 4,588,000 | 4,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 817,000 | 1,242,000 | 1,665,000 |
| Interest expense | 119,000 | 244,000 | 371,000 | 495,000 |
| Net interest income | 284,000 | 573,000 | 871,000 | 1,170,000 |
| Noninterest income | 5,000 | 17,000 | 27,000 | 32,000 |
| Noninterest expense | 131,000 | 283,000 | 454,000 | 670,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 98,000 |
| Pretax income | 158,000 | 307,000 | 434,000 | 434,000 |
| Income tax | 51,000 | 103,000 | 154,000 | 165,000 |
| Net income | 107,000 | 204,000 | 280,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,269,000 | 4,367,000 | 4,443,000 | 4,431,000 |
| Total capital | 4,413,000 | 4,511,000 | 4,594,000 | 4,670,000 |
| Risk-weighted assets | 18,149,000 | 18,846,000 | 20,147,000 | 20,831,000 |