Call reports 2014
BALLY SAVINGS BANK — 2014
What BALLY SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 51,402,000 | 52,476,000 | 51,141,000 | 52,754,000 |
| Total loans | 21,391,000 | 23,483,000 | 24,088,000 | 25,345,000 |
| Allowance for loan losses | 182,000 | 182,000 | 182,000 | 182,000 |
| Securities available for sale | 10,365,000 | 10,639,000 | 10,222,000 | 10,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,833,000 | 46,930,000 | 45,671,000 | 47,680,000 |
| Interest-bearing deposits | 46,833,000 | 46,930,000 | 45,671,000 | 47,587,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 93,000 |
| Equity capital | 4,065,000 | 4,159,000 | 4,297,000 | 4,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 752,000 | 1,148,000 | 1,541,000 |
| Interest expense | 123,000 | 242,000 | 355,000 | 474,000 |
| Net interest income | 234,000 | 510,000 | 793,000 | 1,067,000 |
| Noninterest income | 5,000 | 15,000 | 19,000 | 26,000 |
| Noninterest expense | 125,000 | 260,000 | 371,000 | 554,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 265,000 | 441,000 | 539,000 |
| Income tax | 43,000 | 81,000 | 119,000 | 205,000 |
| Net income | 71,000 | 184,000 | 322,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,899,000 | 4,014,000 | 4,150,000 | 4,163,000 |
| Total capital | 4,081,000 | 4,196,000 | 4,332,000 | 4,345,000 |
| Risk-weighted assets | 16,037,000 | 16,997,000 | 17,320,000 | 18,057,000 |