Call reports 2013
BALLY SAVINGS BANK — 2013
What BALLY SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 50,300,000 | 50,580,000 | 51,064,000 | 51,243,000 |
| Total loans | 19,419,000 | 19,121,000 | 20,826,000 | 21,178,000 |
| Allowance for loan losses | 296,000 | 296,000 | 296,000 | 341,000 |
| Securities available for sale | 9,951,000 | 10,041,000 | 9,729,000 | 10,604,000 |
| Securities held to maturity | 250,000 | 249,000 | 249,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,365,000 | 46,589,000 | 46,511,000 | 47,034,000 |
| Interest-bearing deposits | 46,365,000 | 46,589,000 | 46,511,000 | 47,034,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,866,000 | 3,900,000 | 3,953,000 | 3,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 709,000 | 1,058,000 | 1,428,000 |
| Interest expense | 140,000 | 275,000 | 410,000 | 549,000 |
| Net interest income | 212,000 | 434,000 | 648,000 | 879,000 |
| Noninterest income | 6,000 | 12,000 | 23,000 | 32,000 |
| Noninterest expense | 103,000 | 220,000 | 323,000 | 470,000 |
| Provision for loan losses | 0 | 0 | 0 | 45,000 |
| Pretax income | 115,000 | 226,000 | 348,000 | 396,000 |
| Income tax | 43,000 | 85,000 | 128,000 | 152,000 |
| Net income | 72,000 | 141,000 | 220,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,656,000 | 3,729,000 | 3,804,000 | 3,828,000 |
| Total capital | 3,845,000 | 3,912,000 | 3,999,000 | 4,027,000 |
| Risk-weighted assets | 14,978,000 | 14,544,000 | 15,486,000 | 15,757,000 |