Call reports 2012
BALLY SAVINGS BANK — 2012
What BALLY SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 49,140,000 | 50,809,000 | 50,255,000 | 50,195,000 |
| Total loans | 19,546,000 | 19,737,000 | 19,866,000 | 19,392,000 |
| Allowance for loan losses | 249,000 | 249,000 | 249,000 | 296,000 |
| Securities available for sale | 9,208,000 | 10,177,000 | 9,669,000 | 9,624,000 |
| Securities held to maturity | 0 | 0 | 250,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,413,000 | 46,990,000 | 46,001,000 | 46,340,000 |
| Interest-bearing deposits | 45,413,000 | 46,990,000 | 46,001,000 | 46,340,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,563,000 | 3,688,000 | 3,809,000 | 3,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 796,000 | 1,200,000 | 1,553,000 |
| Interest expense | 165,000 | 325,000 | 478,000 | 623,000 |
| Net interest income | 235,000 | 471,000 | 722,000 | 930,000 |
| Noninterest income | 5,000 | 15,000 | 22,000 | 30,000 |
| Noninterest expense | 101,000 | 206,000 | 314,000 | 438,000 |
| Provision for loan losses | 0 | 0 | 0 | 80,000 |
| Pretax income | 139,000 | 280,000 | 430,000 | 442,000 |
| Income tax | 73,000 | 101,000 | 152,000 | 170,000 |
| Net income | 66,000 | 179,000 | 278,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,379,000 | 3,491,000 | 3,589,000 | 3,584,000 |
| Total capital | 3,569,000 | 3,683,000 | 3,787,000 | 3,771,000 |
| Risk-weighted assets | 15,170,000 | 15,281,000 | 15,789,000 | 14,813,000 |