Call reports 2011
BALLY SAVINGS BANK — 2011
What BALLY SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 44,137,000 | 44,765,000 | 45,811,000 | 47,659,000 |
| Total loans | 19,873,000 | 19,682,000 | 19,413,000 | 20,306,000 |
| Allowance for loan losses | 202,000 | 202,000 | 202,000 | 249,000 |
| Securities available for sale | 8,683,000 | 8,845,000 | 8,642,000 | 8,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,735,000 | 41,332,000 | 42,219,000 | 44,078,000 |
| Interest-bearing deposits | 40,735,000 | 41,332,000 | 42,219,000 | 44,078,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,293,000 | 3,402,000 | 3,534,000 | 3,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 432,000 | 850,000 | 1,278,000 | 1,676,000 |
| Interest expense | 184,000 | 362,000 | 540,000 | 714,000 |
| Net interest income | 248,000 | 488,000 | 738,000 | 962,000 |
| Noninterest income | 4,000 | 8,000 | 10,000 | 20,000 |
| Noninterest expense | 69,000 | 178,000 | 260,000 | 405,000 |
| Provision for loan losses | 0 | 0 | 0 | 47,000 |
| Pretax income | 183,000 | 318,000 | 488,000 | 530,000 |
| Income tax | 37,000 | 73,000 | 110,000 | 203,000 |
| Net income | 146,000 | 245,000 | 378,000 | 327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,130,000 | 3,230,000 | 3,364,000 | 3,312,000 |
| Total capital | 3,332,000 | 3,432,000 | 3,548,000 | 3,507,000 |
| Risk-weighted assets | 17,772,000 | 17,518,000 | 14,671,000 | 15,544,000 |