Call reports 2010
BALLY SAVINGS BANK — 2010
What BALLY SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 39,581,000 | 41,057,000 | 42,528,000 | 43,974,000 |
| Total loans | 18,178,000 | 18,502,000 | 19,905,000 | 19,644,000 |
| Allowance for loan losses | 152,000 | 152,000 | 152,000 | 202,000 |
| Securities available for sale | 8,707,000 | 7,878,000 | 8,657,000 | 8,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,468,000 | 37,919,000 | 39,250,000 | 40,687,000 |
| Interest-bearing deposits | 36,468,000 | 37,919,000 | 39,250,000 | 40,687,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,929,000 | 3,059,000 | 3,187,000 | 3,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 784,000 | 1,202,000 | 1,625,000 |
| Interest expense | 202,000 | 392,000 | 578,000 | 763,000 |
| Net interest income | 192,000 | 392,000 | 624,000 | 862,000 |
| Noninterest income | 3,000 | 5,000 | 7,000 | 13,000 |
| Noninterest expense | 81,000 | 164,000 | 254,000 | 377,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 114,000 | 233,000 | 377,000 | 448,000 |
| Income tax | 22,000 | 44,000 | 66,000 | 147,000 |
| Net income | 92,000 | 189,000 | 311,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,775,000 | 2,869,000 | 2,994,000 | 2,985,000 |
| Total capital | 2,927,000 | 3,021,000 | 3,146,000 | 3,187,000 |
| Risk-weighted assets | 15,517,000 | 16,732,000 | 17,875,000 | 18,567,000 |