Call reports 2009
BALLY SAVINGS BANK — 2009
What BALLY SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 30,660,000 | 34,137,000 | 37,140,000 | 38,720,000 |
| Total loans | 16,187,000 | 16,546,000 | 17,628,000 | 18,131,000 |
| Allowance for loan losses | 117,000 | 117,000 | 117,000 | 152,000 |
| Securities available for sale | 6,684,000 | 8,111,000 | 8,190,000 | 8,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,854,000 | 31,196,000 | 34,170,000 | 35,697,000 |
| Interest-bearing deposits | 27,854,000 | 31,196,000 | 34,170,000 | 35,697,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,688,000 | 2,823,000 | 2,912,000 | 2,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 801,000 | 1,212,000 | 1,610,000 |
| Interest expense | 248,000 | 494,000 | 726,000 | 942,000 |
| Net interest income | 135,000 | 307,000 | 486,000 | 668,000 |
| Noninterest income | 3,000 | 3,000 | 3,000 | -102,000 |
| Noninterest expense | 84,000 | 162,000 | 272,000 | 369,000 |
| Provision for loan losses | 0 | 0 | 0 | 35,000 |
| Pretax income | 54,000 | 148,000 | 217,000 | 162,000 |
| Income tax | 10,000 | 19,000 | 29,000 | 52,000 |
| Net income | 44,000 | 129,000 | 188,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,618,000 | 2,701,000 | 2,760,000 | 2,682,000 |
| Total capital | 2,735,000 | 2,818,000 | 2,877,000 | 2,834,000 |
| Risk-weighted assets | 13,226,000 | 13,919,000 | 14,952,000 | 15,232,000 |