Call reports 2008
BALLY SAVINGS BANK — 2008
What BALLY SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 27,095,000 | 27,080,000 | 28,054,000 | 29,191,000 |
| Total loans | 14,456,000 | 14,783,000 | 15,493,000 | 15,913,000 |
| Allowance for loan losses | 102,000 | 102,000 | 102,000 | 117,000 |
| Securities available for sale | 4,643,000 | 5,197,000 | 5,578,000 | 5,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,460,000 | 24,465,000 | 25,388,000 | 26,489,000 |
| Interest-bearing deposits | 24,460,000 | 24,465,000 | 25,388,000 | 26,489,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,554,000 | 2,563,000 | 2,593,000 | 2,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 341,000 | 710,000 | 1,060,000 | 1,445,000 |
| Interest expense | 251,000 | 503,000 | 755,000 | 1,007,000 |
| Net interest income | 90,000 | 207,000 | 305,000 | 438,000 |
| Noninterest income | 1,000 | 1,000 | 4,000 | 4,000 |
| Noninterest expense | 63,000 | 136,000 | 210,000 | 308,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 28,000 | 72,000 | 99,000 | 119,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 39,000 |
| Net income | 23,000 | 61,000 | 83,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,517,000 | 2,553,000 | 2,576,000 | 2,573,000 |
| Total capital | 2,619,000 | 2,655,000 | 2,678,000 | 2,690,000 |
| Risk-weighted assets | 11,694,000 | 11,845,000 | 12,460,000 | 12,984,000 |