Call reports 2007
BALLY SAVINGS BANK — 2007
What BALLY SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 24,026,000 | 24,067,000 | 24,021,000 | 24,880,000 |
| Total loans | 13,425,000 | 13,251,000 | 13,441,000 | 13,825,000 |
| Allowance for loan losses | 102,000 | 102,000 | 102,000 | 102,000 |
| Securities available for sale | 4,339,000 | 4,611,000 | 4,830,000 | 5,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,011,000 | 21,515,000 | 21,234,000 | 22,321,000 |
| Interest-bearing deposits | 21,011,000 | 21,515,000 | 21,234,000 | 22,321,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,429,000 | 2,419,000 | 2,448,000 | 2,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 617,000 | 935,000 | 1,267,000 |
| Interest expense | 214,000 | 437,000 | 666,000 | 902,000 |
| Net interest income | 101,000 | 180,000 | 269,000 | 365,000 |
| Noninterest income | 0 | 1,000 | 2,000 | 5,000 |
| Noninterest expense | 67,000 | 129,000 | 210,000 | 285,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 34,000 | 52,000 | 61,000 | 85,000 |
| Income tax | 11,000 | 22,000 | 32,000 | 22,000 |
| Net income | 23,000 | 30,000 | 29,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,454,000 | 2,460,000 | 2,459,000 | 2,493,000 |
| Total capital | 2,556,000 | 2,562,000 | 2,561,000 | 2,595,000 |
| Risk-weighted assets | 10,867,000 | 10,571,000 | 10,655,000 | 10,944,000 |