Call reports 2006
BALLY SAVINGS BANK — 2006
What BALLY SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 24,143,000 | 23,649,000 | 23,512,000 | 23,773,000 |
| Total loans | 13,114,000 | 12,767,000 | 12,776,000 | 12,776,000 |
| Allowance for loan losses | 102,000 | 102,000 | 102,000 | 102,000 |
| Securities available for sale | 3,090,000 | 3,264,000 | 3,526,000 | 4,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,327,000 | 20,669,000 | 21,010,000 | 21,329,000 |
| Interest-bearing deposits | 20,327,000 | 20,669,000 | 21,010,000 | 21,329,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,308,000 | 2,289,000 | 2,378,000 | 2,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 569,000 | 884,000 | 1,204,000 |
| Interest expense | 188,000 | 379,000 | 575,000 | 779,000 |
| Net interest income | 91,000 | 190,000 | 309,000 | 425,000 |
| Noninterest income | 0 | 0 | 1,000 | 2,000 |
| Noninterest expense | 62,000 | 116,000 | 185,000 | 284,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 74,000 | 125,000 | 143,000 |
| Income tax | 14,000 | 28,000 | 42,000 | 44,000 |
| Net income | 15,000 | 46,000 | 83,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,346,000 | 2,381,000 | 2,415,000 | 2,431,000 |
| Total capital | 2,448,000 | 2,483,000 | 2,517,000 | 2,533,000 |
| Risk-weighted assets | 10,681,000 | 10,479,000 | 10,629,000 | 10,560,000 |