Call reports 2005
BALLY SAVINGS BANK — 2005
What BALLY SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 24,109,000 | 25,216,000 | 25,086,000 | 24,632,000 |
| Total loans | 11,539,000 | 12,297,000 | 12,412,000 | 12,870,000 |
| Allowance for loan losses | 102,000 | 102,000 | 102,000 | 102,000 |
| Securities available for sale | 1,726,000 | 2,387,000 | 2,566,000 | 2,860,000 |
| Securities held to maturity | 100,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,848,000 | 20,476,000 | 20,247,000 | 20,397,000 |
| Interest-bearing deposits | 19,848,000 | 20,476,000 | 20,247,000 | 20,397,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,235,000 | 2,289,000 | 2,287,000 | 2,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 264,000 | 556,000 | 832,000 | 1,123,000 |
| Interest expense | 149,000 | 313,000 | 491,000 | 678,000 |
| Net interest income | 115,000 | 243,000 | 341,000 | 445,000 |
| Noninterest income | 0 | 2,000 | 2,000 | 3,000 |
| Noninterest expense | 65,000 | 125,000 | 197,000 | 277,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 120,000 | 146,000 | 170,000 |
| Income tax | 16,000 | 32,000 | 48,000 | 57,000 |
| Net income | 34,000 | 88,000 | 98,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,254,000 | 2,306,000 | 2,316,000 | 2,332,000 |
| Total capital | 2,356,000 | 2,408,000 | 2,418,000 | 2,434,000 |
| Risk-weighted assets | 10,137,000 | 10,436,000 | 10,460,000 | 10,832,000 |