Call reports 2004
BALLY SAVINGS BANK — 2004
What BALLY SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 20,821,000 | 21,326,000 | 23,104,000 | 23,558,000 |
| Total loans | 9,826,000 | 10,251,000 | 10,730,000 | 10,631,000 |
| Allowance for loan losses | 105,000 | 105,000 | 105,000 | 102,000 |
| Securities available for sale | 848,000 | 750,000 | 736,000 | 1,494,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,030,000 | 18,482,000 | 19,811,000 | 19,949,000 |
| Interest-bearing deposits | 18,030,000 | 18,482,000 | 19,811,000 | 19,949,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,096,000 | 2,118,000 | 2,157,000 | 2,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 227,000 | 467,000 | 714,000 | 981,000 |
| Interest expense | 125,000 | 250,000 | 380,000 | 519,000 |
| Net interest income | 102,000 | 217,000 | 334,000 | 462,000 |
| Noninterest income | 1,000 | 1,000 | 1,000 | 1,000 |
| Noninterest expense | 71,000 | 132,000 | 201,000 | 279,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 86,000 | 134,000 | 184,000 |
| Income tax | 21,000 | 45,000 | 66,000 | 63,000 |
| Net income | 11,000 | 41,000 | 68,000 | 121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,106,000 | 2,139,000 | 2,165,000 | 2,219,000 |
| Total capital | 2,210,000 | 2,244,000 | 2,270,000 | 2,321,000 |
| Risk-weighted assets | 8,302,000 | 9,124,000 | 9,624,000 | 9,669,000 |