Call reports 2003
BALLY SAVINGS BANK — 2003
What BALLY SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 17,971,000 | 19,372,000 | 19,939,000 | 20,073,000 |
| Total loans | 9,804,000 | 9,981,000 | 10,208,000 | 9,917,000 |
| Allowance for loan losses | 77,000 | 77,000 | 77,000 | 105,000 |
| Securities available for sale | 989,000 | 1,031,000 | 846,000 | 892,000 |
| Securities held to maturity | 199,000 | 99,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,885,000 | 17,242,000 | 17,149,000 | 17,493,000 |
| Interest-bearing deposits | 15,885,000 | 17,242,000 | 17,149,000 | 17,493,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,987,000 | 2,074,000 | 2,136,000 | 2,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 479,000 | 740,000 | 983,000 |
| Interest expense | 130,000 | 264,000 | 394,000 | 521,000 |
| Net interest income | 109,000 | 215,000 | 346,000 | 462,000 |
| Noninterest income | 4,000 | 7,000 | 0 | 1,000 |
| Noninterest expense | 60,000 | 102,000 | 153,000 | 230,000 |
| Provision for loan losses | 0 | 0 | 0 | 28,000 |
| Pretax income | 53,000 | 120,000 | 193,000 | 209,000 |
| Income tax | 44,000 | 28,000 | 42,000 | 84,000 |
| Net income | 9,000 | 92,000 | 151,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,982,000 | 2,078,000 | 2,136,000 | 2,098,000 |
| Total capital | 2,059,000 | 2,155,000 | 2,213,000 | 2,201,000 |
| Risk-weighted assets | 7,674,000 | 8,170,000 | 8,333,000 | 8,243,000 |