Call reports 2002
BALLY SAVINGS BANK — 2002
What BALLY SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,425,000 | 14,990,000 | 16,284,000 | 16,835,000 |
| Total loans | 9,608,000 | 9,679,000 | 10,023,000 | 10,133,000 |
| Allowance for loan losses | 42,000 | 42,000 | 42,000 | 77,000 |
| Securities available for sale | 765,000 | 770,000 | 939,000 | 891,000 |
| Securities held to maturity | 200,000 | 198,000 | 199,000 | 199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,451,000 | 12,976,000 | 14,199,000 | 14,781,000 |
| Interest-bearing deposits | 12,451,000 | 12,976,000 | 14,199,000 | 14,781,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,890,000 | 1,934,000 | 2,024,000 | 1,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 238,000 | 466,000 | 745,000 | 977,000 |
| Interest expense | 136,000 | 267,000 | 402,000 | 535,000 |
| Net interest income | 102,000 | 199,000 | 343,000 | 442,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 49,000 | 90,000 | 137,000 | 202,000 |
| Provision for loan losses | 0 | 0 | 0 | 35,000 |
| Pretax income | 53,000 | 109,000 | 206,000 | 205,000 |
| Income tax | 14,000 | 28,000 | 42,000 | 85,000 |
| Net income | 39,000 | 81,000 | 164,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,891,000 | 1,933,000 | 2,017,000 | 1,973,000 |
| Total capital | 1,933,000 | 1,975,000 | 2,059,000 | 2,050,000 |
| Risk-weighted assets | 6,514,000 | 6,628,000 | 7,026,000 | 7,144,000 |