Call reports 2010
TEXAS FIRST BANK — 2010
What TEXAS FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 224,352,000 | 242,209,000 | 240,544,000 | 239,628,000 |
| Total loans | 129,159,000 | 142,737,000 | 148,969,000 | 154,107,000 |
| Allowance for loan losses | 2,449,000 | 2,518,000 | 2,652,000 | 2,754,000 |
| Securities available for sale | 35,149,000 | 33,024,000 | 40,256,000 | 27,523,000 |
| Securities held to maturity | 29,716,000 | 27,543,000 | 25,207,000 | 22,524,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,133,000 | 220,394,000 | 218,249,000 | 217,324,000 |
| Interest-bearing deposits | 147,601,000 | 161,498,000 | 163,437,000 | 159,902,000 |
| Noninterest-bearing deposits | 53,532,000 | 58,896,000 | 54,812,000 | 57,422,000 |
| Equity capital | 21,634,000 | 20,495,000 | 20,595,000 | 20,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,222,000 | 6,440,000 | 9,473,000 | 12,973,000 |
| Interest expense | 540,000 | 1,054,000 | 1,569,000 | 2,033,000 |
| Net interest income | 2,682,000 | 5,386,000 | 7,904,000 | 10,940,000 |
| Noninterest income | 572,000 | 1,177,000 | 1,731,000 | 2,265,000 |
| Noninterest expense | 2,188,000 | 4,521,000 | 6,925,000 | 9,623,000 |
| Provision for loan losses | 245,000 | 1,427,000 | 1,918,000 | 2,451,000 |
| Pretax income | 821,000 | 615,000 | 792,000 | 1,131,000 |
| Income tax | 285,000 | 220,000 | 285,000 | 380,000 |
| Net income | 536,000 | 395,000 | 507,000 | 751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,894,000 | 19,753,000 | 19,865,000 | 20,109,000 |
| Total capital | 22,908,000 | 21,939,000 | 22,031,000 | 22,324,000 |
| Risk-weighted assets | 163,880,000 | 174,571,000 | 172,795,000 | 176,508,000 |