Call reports 2008
TEXAS FIRST BANK — 2008
What TEXAS FIRST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 211,825,000 | 215,810,000 | 213,558,000 | 219,582,000 |
| Total loans | 97,529,000 | 100,870,000 | 103,242,000 | 101,956,000 |
| Allowance for loan losses | 1,756,000 | 1,749,000 | 1,744,000 | 1,874,000 |
| Securities available for sale | 14,302,000 | 21,375,000 | 29,048,000 | 35,123,000 |
| Securities held to maturity | 61,667,000 | 56,110,000 | 56,704,000 | 51,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,329,000 | 195,107,000 | 192,008,000 | 198,229,000 |
| Interest-bearing deposits | 135,543,000 | 141,758,000 | 137,959,000 | 137,358,000 |
| Noninterest-bearing deposits | 55,786,000 | 53,349,000 | 54,049,000 | 60,871,000 |
| Equity capital | 19,316,000 | 19,588,000 | 20,430,000 | 20,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,256,000 | 6,577,000 | 9,845,000 | 13,045,000 |
| Interest expense | 990,000 | 1,922,000 | 2,801,000 | 3,612,000 |
| Net interest income | 2,266,000 | 4,655,000 | 7,044,000 | 9,433,000 |
| Noninterest income | 631,000 | 1,217,000 | 1,798,000 | 2,365,000 |
| Noninterest expense | 2,090,000 | 4,095,000 | 6,114,000 | 8,537,000 |
| Provision for loan losses | 50,000 | 122,000 | 187,000 | 608,000 |
| Pretax income | 757,000 | 1,655,000 | 2,541,000 | 2,653,000 |
| Income tax | 257,000 | 563,000 | 867,000 | 904,000 |
| Net income | 500,000 | 1,092,000 | 1,674,000 | 1,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,062,000 | 19,655,000 | 20,237,000 | 19,524,000 |
| Total capital | 20,609,000 | 21,234,000 | 21,841,000 | 21,162,000 |
| Risk-weighted assets | 123,622,000 | 128,625,000 | 131,218,000 | 130,830,000 |