Call reports 2002
TEXAS FIRST BANK — 2002
What TEXAS FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 179,829,000 | 180,385,000 | 181,832,000 | 186,912,000 |
| Total loans | 75,995,000 | 79,504,000 | 79,305,000 | 82,924,000 |
| Allowance for loan losses | 1,239,000 | 1,297,000 | 1,319,000 | 1,148,000 |
| Securities available for sale | 32,959,000 | 33,424,000 | 32,407,000 | 24,526,000 |
| Securities held to maturity | 47,760,000 | 43,232,000 | 45,688,000 | 48,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,942,000 | 159,683,000 | 160,041,000 | 165,178,000 |
| Interest-bearing deposits | 129,325,000 | 130,368,000 | 129,043,000 | 132,298,000 |
| Noninterest-bearing deposits | 30,617,000 | 29,315,000 | 30,998,000 | 32,880,000 |
| Equity capital | 18,727,000 | 19,714,000 | 20,582,000 | 20,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,939,000 | 5,857,000 | 8,744,000 | 11,575,000 |
| Interest expense | 1,206,000 | 2,339,000 | 3,389,000 | 4,344,000 |
| Net interest income | 1,733,000 | 3,518,000 | 5,355,000 | 7,231,000 |
| Noninterest income | 496,000 | 1,030,000 | 1,588,000 | 2,149,000 |
| Noninterest expense | 1,199,000 | 2,430,000 | 3,726,000 | 5,282,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 588,000 |
| Pretax income | 895,000 | 1,848,000 | 2,812,000 | 3,510,000 |
| Income tax | 304,000 | 628,000 | 956,000 | 1,102,000 |
| Net income | 591,000 | 1,220,000 | 1,856,000 | 2,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,864,000 | 19,493,000 | 20,129,000 | 20,130,000 |
| Total capital | 20,056,000 | 20,711,000 | 21,353,000 | 21,278,000 |
| Risk-weighted assets | 95,326,000 | 97,599,000 | 98,187,000 | 102,646,000 |